Month: February 2021

When you spot foundation cracks, one of the first questions is whether homeowners insurance covers the damage if the cracks signify something beyond a cosmetic issue. As a general rule, people take out homeowner’s insurance to protect against natural disasters. Most if not all mortgage companies require borrowers to have a homeowner’s insurance policy in…

Flooding is a concern no matter what type of foundation you have under your home. However, as the simplest and sturdiest foundation type, slab foundations are mostly unaffected by flood waters. It is likely that you will find yourself more concerned with the damage that the flooding has caused to the structure on top of…